Personal Injury Trusts.

Create A Personal Injury Trust

Protecting Your Compensation Awards

A Personal Injury Trust (PI Trust) safeguards your compensation payment so it doesn’t affect your entitlement to means-tested state benefits. By placing funds in a personal injury trust fund, your award is ring-fenced, ensuring it can be used for rehabilitation, care, and long-term needs without reducing the support you receive from the local authority or government schemes.

Why Set Up a Personal Injury Trust?

A personal injury trust is a legally binding document designed to protect large sums of money awarded as compensation. Without a trust, payments are counted as part of your estate and could affect benefits like Universal Credit or Disability Living Allowance.

With a trust, you:

  • Maintain eligibility for means-tested benefits
  • Safeguard your financial interest for future care and specialist expenses
  • Ensure compensation is available when you need it most
  • Gain peace of mind through professional legal advice and trustee oversight
From left to right Lucy Cresswell and Russell Kaminski sit at a table looking at the camera.

What Compensation Can Go Into a Trust?

Funds that can be protected include:

  • Personal injury or clinical negligence settlements
  • Interim payments during a claim
  • Criminal Injuries Compensation Authority awards
  • Accident or travel insurance payouts
  • Government and charitable compensation schemes

Setting Up a Personal Injury Trust

It’s best to set up a personal injury trust before receiving your award. Our solicitors guide you through:

  • Choosing the type of trust – Bare Trusts, Discretionary Trusts, or Life Interest Trusts
  • Selecting trustees – trusted individuals acting in your best interests
  • Banking arrangements – specialist accounts for trust funds
  • Drafting the trust deed – tailored legal documents to protect your award
  • Managing tax implications (including Bare Trust taxation)
  • Aligning with Wills and wider estate planning
Make An Enquiry
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THE BEST IN THE BUSINESS.

Our solicitors are experts in injury trusts, delivering clear, compassionate advice to protect your compensation awards and long-term security. We’ll make sure your settlement works for you — not against you.

Meet The Team

Russell Kaminski

Partner and Head of Private Client

Lucy Cresswell

Associate

Alison Rocca

Partner

Jason Stanley

Partner

Holly Greensmith

Solicitor

Matt Fleetwood

Group Chief Executive & Founder

Mark Dawson

Group Managing Director

Amanda McAlister

Head of Group Consumer Brands

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Testimonials

  • Many thanks once again for your exceptional service and advice you gave us whist arranging our will. It was a pleasure dealing with you throughout the entire process and will we highly recommended you to others.

    David and Caroline

  • I’ve consistently referred clients and personal contacts to Russ and Lucy at Vault Private Client, and I do so with complete confidence. I trust that anyone I recommend will be looked after with genuine care and professionalism. They’re not just technically sharp, but have the ability to explain complex legal matters in a way that’s clear and easy to understand. Their attention to detail is exceptional and they avoid drowning clients in jargon or unnecessary complexity. That balance of expertise and approachability is what really sets them apart. I wouldn’t hesitate to keep recommending Russ or Lucy to anyone looking for trusted, high-quality legal support

    James

  • My parents were so pleased that you were taking care of their affairs. All your hard work and diligence was very reassuring to both my parents.

    Probate Client
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Because We Are Here To Help You

Safeguard your benefits and secure your future with an expertly drafted Personal Injury Trust.

Make An Enquiry
Lucy Cresswell and Russell Kaminski walk together outside.

"That’s great thank you ever so much for putting this application in so swiftly, you have been so so fantastic through this whole process so a huge thanks from my husband and myself."

PROBATE CLIENT